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Check Cashing/Pay-day Loans. Read more. Advance America operates in 24 states nationwide. An online payday loan (also known as a cash advance) at ACE is a short-term personal loan designed to help cover unexpected expenses or emergencies that happen in between paychecks. Payday Loans - also called cash advances or payday advance loans - are designed to help cover emergency expenses or other financial obligations that might come up between paychecks. 00 for out-of-network withdrawals and $1. Loan funds may help pay for urgent items, such as:. We also offer Western Union. This two to four-week loan allows you to pay what you owe on your next payday. Payday Loans - also called cash advances or payday advance loans - are designed to help cover emergency expenses or other financial obligations that might come up between paychecks. Complete Advance America's easy loan application as your first step towards a fast payday loan, installment loan or line of credit Get up to $416 today. 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