Good luck. Indigestion or dyspepsia is the pain or discomfort in the upper abdomen. Welcome to the daily discussion thread! Please post topics for discussion here. Understanding our dataset: We will use the Telco Customer Churn dataset from Kaggle. Apr 14, 2023 · Method 2: Churned ice cream with blender. a factor with levels No Yes. If you’re brand new here, please read the wiki before posting. If you’re brand new here, please read the wiki before posting. Accor ding to this theory, the pr esence of f oam/fr oth is essentia l fo r churning. For booking award travel, head on over to the r/AwardTravel. For example, let's say you had 1,000 customers at the beginning of the year and 800 at the end of the year. Credit card churning is the act of signing up for multiple credit cards to qualify for intro bonuses. “The best way to analyze churn is via dashboards that centralize data from our exit interviews. a factor with levels No Yes. * Please use the search engine first - many basic questions have been. Even if your credit card does not have any category bonus, some places sell gift cards with low activation fees that should easily be offset by whatever rewards you'll get from the transaction. I Don't remember exact dates, sorry. 22 Dec 2019 Flight stats, entertainment, and trying to crack widevine. Welcome to the Daily Question thread at r/churning **!**. I Don't remember exact dates, sorry. Mod note: Rankt scraper isn't working for Amex links at the moment, so all links will show as "no bonus" here. DP - Week of December 07. * Please use the search engine first - many basic questions have been. We calculate past rates or turnover in an attempt to predict future turnover rates. TD FCT VI for $4969. Depending on how often you do this, you can get a healthy sum in a short time, sometimes up to thousands of dollars. Citi Premier 80K SUB. shaking, shivering, twitching. No clue if the free 2 days rate gets applied to Costco though. EDIT: Have seen a fair amount of counter data points for non-UR cards, but it is still a good guideline. What is churning? Churning is the practice of signing up for credit cards that offer large signup bonuses in the form of miles, points, or straight cash back for the purpose of. Chase famously refuses to issue credit cards to people who have taken out more than five new cards in the past 24 months. If you’re brand new here, please read the wiki before posting. This is the latest installment of the CC recommendation flowchart, originally created by u/kevlarlover years ago to answer most of the questions repeated week after week in the "What Card Should I Get?" weekly thread. Daily Question Thread - November 13, 2023. Welcome to the Daily Question thread at r/churning! This is the thread to post questions about churning for miles/points/cash. Churning is a strategy employed by many rewards-savvy credit card users. [Chorus] It's the end of the world as we know it. It is commonly utilized by companies providing subscription services to assess customer attrition. Daily Question Thread - November 08, 2023. While credit card issuers love having new customers, they would rather form long banking relationships with cardholders rather than acquire fleeting users. M&T bank x 6 = $900. r/churning A chip A close button. That's a big no-no since the average credit card has an interest rate approaching 18 percent. • 8 yr. Photo by rupixen. Churning, in the basic sense, is the action of repeatedly signing up for the same credit card bonuses in return paying for, generally, one of three categories: airfare, hotel expenses, and cash back. The alimentary canal is the long tube through which the food that we eat is passed. Just because you have a question about credit cards does NOT mean it belongs here. At Experian, one of our priorities is consumer credit and finance education. shaking, shivering, twitching. Earn up to a $3,000 bonus when you open a new Chase Private Client Checking℠ account, transfer qualifying funds into a combination of eligible accounts within the first 45 days, and. Bank of America x 2 = $250. Manufactured Spending Weekly Thread - Week of January 22, 2022. Alaska, SPG, United, Virgin America) opening the offer page in incognito mode multiple times (e. Churning, in the basic sense, is the action of repeatedly signing up for the same credit card bonuses for points (or miles) in one of three categories: airfare, hotels, and cash back. It is commonly utilized by companies providing subscription services to assess customer attrition. This has worked for the $300 Discover, $400 PNC, and $300 Chase bonuses. Expense is due at end of February. American Express Blue Cash Everyday. If your discussion is about manufactured spending, there's a thread for that. Spread across the subreddit, they contained many mysteries and secrets. Daily Discussion Thread - October 12, 2023. May 17, 2023 · Separation of Substances Class 6 MCQs Questions with Answers. The spreadsheet is simple, yet effective. a factor with levels no yes. We want to be advancing the Indo-Pacific. A level over 200 mg/dl 2 hours after a meal or over 125 mg/dl fasting is high blood glucose, called hyperglycemia. See examples of CHURN used in a sentence. Credit card churning is the process of opening cards for the sole purpose of earning welcome bonuses or other benefits. protagonist Posts: 8975 Joined: Sun Dec 26, 2010 5:47 pm. An MLP consists of one or multiple hidden layers and each hidden layer as well as each other layer is fully connected to the following one. For a limited time, see what 80,000 bonus points can get you. Expand user menu Open settings menu. Jun 5, 2015 · In Padma Purana, Uttara Khanda, Section 6; Chapter 232, Shiva says the following regarding the churning of the ocean and halahala or poison episode. This has worked for the $300 Discover, $400 PNC, and $300 Chase bonuses. IRS gets information from Bank A that the individual received $2,250 from them in the tax year. We’ll do that with a mutate_at command. Rather, it'll just leave you with a batch of ice cream full of those nasty ice crystals. 1st churn opened & closed: 4/2019 & 9/2020 ($175 bonus 8/2019) 2nd time: 4/2021 & 7/2022 ($500 bonus 8/2021) 3rd time opened this morning. 1st churn opened & closed: 4/2019 & 9/2020 ($175 bonus 8/2019) 2nd time: 4/2021 & 7/2022 ($500 bonus 8/2021) 3rd time opened this morning. Just because you have a question about credit cards does NOT mean it belongs here. It's a high-risk, high-rewards strategy. Jan 24, 2023 · Credit card churning is the process of opening cards for the sole purpose of earning welcome bonuses or other benefits. How are you going to use your Marriott points?. More than 100 million people use GitHub to discover, fork, and contribute to over 420 million projects. It was part of an interview process for which a take home assignment was one of the stages. October 30, 2019. 5 cpp so let's use 0. Add this topic to your repo. Introduction Scenario: Y ou have just been hired as a Data Scientist. Total: 85k - 17k = 68k miles. Added Citi Premier under the cashback list. However, it sorta defeats the purpose of the 91 day fast. Just because you have a question about credit cards does NOT mean it belongs here. Well this is a 2-year update to that video. (b) to get. There are a few tricks that can help you access higher than normal offers even if you're not targeted, including: making a dummy booking (e. Some of the more valuable ones give about 40-50k points, which are usually around $0. Daily Question Thread - April 07, 2023. If you’re brand new here, please read the wiki before posting. shaking, shivering, twitching. postula tes tha t there is a ‘f oam-producing ’ subst ance pres ent in cr eam (and milk) which. Car rental reservations show up for me on the car rental websites too. We want to be advancing the Indo-Pacific. Life then, by de. a factor with levels no yes. At Experian, one of our priorities is consumer credit and finance education. The following post details how to make a churn model in R. Foam is cr eat ed during the churning period. $250 AF cost = 17k miles. PDF | On Jan 1, 2021, Omotilewa Oluwatoyin Olufemi and others published Accounting Software in Computerized Business Environment and Quality of Corporate Reporting | Find, read and cite all the. This is important because every business owner would know that the cost of marketing needed to bring in new customer is far more than that of keeping the previous ones happy. However, it sorta defeats the purpose of the 91 day fast. Background Given the importance of customers as the most valuable assets of organizations, customer retention seems to be an essential, basic requirement for any organization. There were a handful (around 5) of folks in between though (most in the range of 10-20 comments in the last year), and you. The default plot kind is a histogram: penguins=sns. The story of r/churning : r/churning. When you open a file with the name address. Use it for anything related to bank accounts and bonuses, such as: You can also call the bank with questions, but only if you are precisely following the T&C. Applying for the Same Credit Card Repeatedly. 1st churn opened & closed: 4/2019 & 9/2020 ($175 bonus 8/2019) 2nd time: 4/2021 & 7/2022 ($500 bonus 8/2021) 3rd time opened this morning. This is the Weekly Bank Account Bonus Thread. Daily Discussion Thread - April 13, 2021. Life then, by de. However, it sorta defeats the purpose of the 91 day fast. For example, let's say you had 1,000 customers at the beginning of the year and 800 at the end of the year. Add this topic to your repo. Definitions of churning adjective (of a liquid) agitated vigorously; in a state of turbulence synonyms: roiled, roiling, roily, turbulent agitated physically disturbed or set in motion. Otherwise, don’t call the bank! Also: The mod team is aware that there are bank. Wave the rep over as soon as you’re ready to check out. Machine learning, part of data mining, is a sub-field of artificial intelligence widely used to make predictions, including predicting customer churn. New egg shuffle! r/churning •. Daily Discussion Thread - November 20, 2023. Churning, in the basic sense, is the action of repeatedly signing up for the same credit card bonuses for points (or miles) in one of three categories: airfare, hotels, and cash back. Welcome to the daily discussion thread! Please post topics for discussion here. Your situation is unique, and your advisor should respect that. This sub was created for the explicit use of r/churning members. Bank of America x 2 = $250. Method 1 (wrong): Ignore all your customers that are still active (blue lines) and only the average tenure of your churned customers (red lines). Just because you have a question about credit cards does NOT mean it belongs here. Welcome to the Daily Question thread at r/churning! This is the thread to post questions about churning for miles/points/cash. Daily Question Thread - March 09, 2022. Identified challenges and issues are also discussed. Interestingly, the terms for Cash Rewards and Travel Rewards specifically suggest that you can get multiples of the same card, just you’ll have to wait 24 months between applications. Modified Double Dip, a technique of applying for both Chase Sapphire cards (Preferred/CSP and Reserve/CSR). The following post details how to make a churn model in R. The "Churn" column is our target which indicate whether customer churned (left the company) or not. About suspended accounts. Do you want to take an incredible Aeroplan trip every year? Here's my sure-fire credit card churning strategy tested year-over-year. American Express Amazon Business. However, it sorta defeats the purpose of the 91 day fast. Microsoft AI Research is creating artificial intelligence machines that complement human reasoning to augment and enrich our experience and competencies. What is Churn ? Churn rate, when applied to a customer base, refers to the proportion of contractual customers or subscribers who leave a supplier during a given time period. Russia is losing around 150 tanks a month in Ukraine, according to an. Lower churn rates lead to happier customers, larger margins, and higher profits. In order to post here, you must be an active contributor to that sub. a factor with levels No Yes. Welcome to the daily discussion thread! Please post topics for discussion here. If you’re brand new here, please read the wiki before posting. These two though are keepers, as there are solid reasons for holding them. Daily Discussion Thread - April 13, 2021. Not very interested in travel. The following step-by-step example. Indigestion or dyspepsia is the pain or discomfort in the upper abdomen. Welcome to the daily discussion thread! Please post topics for discussion here. An image of the flowchart is available here! And an HTML version of the flowchart is available here!. Daily Discussion Thread - April 20, 2023 : r/churning. 22 Dec 2019 Flight stats, entertainment, and trying to crack widevine. Bank Bonus Weekly Thread - Week of May 09, 2023. Welcome to the Daily Question thread at r/churning! This is the thread to post questions about churning for miles/points/cash. Huntington business checking = $500. If you’re brand new here, please read the wiki before posting. M&T bank x 6 = $900. Bank of America x 2 = $250. This flowchart on reddit r/churning can be helpful. Start by pouring 1 to 1 1/2 quarts of heavy cream into the churn. The dataset. Copy to clipboard. These two though are keepers, as there are solid reasons for holding them. csv, you are telling the open () function that your file is in the current working directory. Credit card churning is when people repeatedly open credit cards to earn intro bonuses. For as churning the milk produces butter, and as twisting the nose produces blood, so stirring up anger produces strife. (2014) and Omar et al. $300 Travel Credit thru Capital One Travel (their new Hopper partnership) 10x back on hotels/cars (same Hopper portal) 5x back on flights (same Hopper portal) 2x miles on everything else. I have never canceled a card but am thinking of doing so. The model has experimented with four algorithms: stochastic gradient booster, Random Forest, KNN, and Logistics Regression. For the vast majority of folks on that list in the previous flowchart version, it was crystal-clear whether they were still active in r/churning or not: they either had like 100+ comments in the last year or 0-3 comments. Usually, it involves closing cards after the bonus posts to your account and. Some of the more valuable ones give about 40-50k points, which are usually around $0. Understanding our dataset: We will use the Telco Customer Churn dataset from Kaggle. the actual values from the test dataset. It is primarily geared towards helping newer churners, though it could still be a useful reference for experienced churners too. If you're brand new here, please read the wiki before posting. Credit Card Churning: How to Organize and Track your Cards Will Peterson 11. 02/25/2023: Wells Fargo Everyday Checking Opened. Companies should be able to predict the behavior. Next time, we'll hope. For as churning the milk produces butter, and as twisting the nose produces blood, so stirring up anger produces strife. Daily Question Thread - April 20, 2023. Churning requires a lot of time, resources, studying, and attention to detail. Dec 6, 2023 · The innovations churning up traditional spreads. May 28, 2023 · While there are no guaranteed returns, research suggests that a financial advisor can improve investment returns by an average of 1. Bonus ThankYou® Points are not available if you received a new cardmember bonus for Citi Rewards+®, Citi ThankYou® Preferred, Citi ThankYou. The golden rule developed by Gordon E. In this article, we will create a random forest model to solve a typical machine learning problem: churn prediction. Additionally, this study examines the potential. I'd move the P/B column between columns A/B. Wave the rep over as soon as you’re ready to check out. Leverage credit card perks. PDF | On Jan 1, 2021, Omotilewa Oluwatoyin Olufemi and others published Accounting Software in Computerized Business Environment and Quality of Corporate Reporting | Find, read and cite all the. Apr 6, 2023 · Whisk together the milk and sugar until the sugar is dissolved. Credit Card Decision Flowchart. 2021 Southwest Companion Pass Megathread. 1st churn opened & closed: 4/2019 & 9/2020 ($175 bonus 8/2019) 2nd time: 4/2021 & 7/2022 ($500 bonus 8/2021) 3rd time opened this morning. Be ready to look the car over with them. You’ll find their number in the rental paperwork. This is the Weekly Bank Account Bonus Thread. Next time, we'll hope. There's more to this hobby than just credit cards - it spreads out into travel aspirations, what luggage or wallet you're using, or what flavor kombucha your local WeWork is serving. 1st churn opened & closed: 4/2019 & 9/2020 ($175 bonus 8/2019) 2nd time: 4/2021 & 7/2022 ($500 bonus 8/2021) 3rd time opened this morning. 1st churn opened & closed: 4/2019 & 9/2020 ($175 bonus 8/2019) 2nd time: 4/2021 & 7/2022 ($500 bonus 8/2021) 3rd time opened this morning. The meaning of CHURN is a container in which cream is stirred or shaken to make butter. Chase famously refuses to issue credit cards to people who have taken out more than five new cards in the past 24 months. This has worked for the $300 Discover, $400 PNC, and $300 Chase bonuses. #' Customer churn data #' #' A data set from the MLC++ machine learning software for modeling customer #' churn. churn: 1 n a vessel in which cream is agitated to separate butterfat from buttermilk Synonyms: butter churn Type of: vessel an object used as a container (especially for liquids) v stir (cream) vigorously in order to make butter Type of: stir move an implement through v be agitated “the sea was churning in the storm” Synonyms: boil , moil ,. I’m convinced 90% of the actual users of r/churning joined during the same 2-3 year period. These questions will mostly be based on questions that I have seen a lot in newbie question thread of r/churning. NOTE: It is very common to get "there are no applications for that SS# on file" when calling the Automated Line Status at 1-800-432-3117. 2022 r/churning Demographic Survey. Earn rewards faster: Credit card churning also lets you earn rewards for a given card more quickly than you would through everyday use of that card. DP - Week of December 07. Also, I was able to achieve the Southwest Companion pass with the help of the r Churning community. In this article, we will create a random forest model to solve a typical machine learning problem: churn prediction. The "Churn" column is our target which indicate whether customer churned (left the company) or not. This is a risky behavior and can jeopardize your accounts and credit. The spreadsheet is simple, yet effective. 08 left on MSR. churn: [noun] a container in which cream is stirred or shaken to make butter. Material Polypropylene. American Express Business Green Rewards. Jon Nickel-D'Andrea, a travel blogger at NoMasCoach. Just because you have a question about credit. Manufactured Spending Weekly Thread - Week of December 23, 2023. Yes, it’s possible—serious bank bonus churners claim to make around $500—$1,500 per year from the practice after paying taxes (yes, these bonuses are taxed as income). Welcome to the Daily Question thread at r/churning! This is the thread to post questions about churning for miles/points/cash. Welcome to MS Weekly at r/churning ! This is the open thread for discussion of all things MS. Welcome to the Daily Question thread at r/churning! This is the thread to post questions about churning for miles/points/cash. If you’re brand new here, please read the wiki before posting. Thought it was a steal. For this method, you can use a blender or a food processor. city of austin jobs pay scale, glencoe health textbook pdf 2014
Finally, my thanks to r/churning in general for being a great community and for all the info needed to keep this chart up-to-date, to the mods, and to these users in particular for comments that improved the flowchart or notes: u/aoechamp, u/the_fit_hit_the_shan,. . Rchurning
Here is the credit card decision flowchart that helps you find the right credit card for you to use in credit card churning. Otherwise, don’t call the bank! Also: The mod team is aware that there are bank. Bookmark: /r/churning/dp. Dec 3, 2022 · The type of fat found in butter and margarine is a defining factor in what sets them apart. Some notes:. If you included those 15 churns in your calculation, you’d have 165/1000 = 16. Fuck it. Welcome to the Daily Question thread at r/churning! This is the thread to post questions about churning for miles/points/cash. Yeah to me r/churning tilts a little younger and a less business frequent flyer crowd than FT on average (obviously there is a lot of cross over including myself between the different forum). Daily Discussion Thread - October 12, 2023. Welcome to the Daily Question thread at r/churning! This is the thread to post questions about churning for miles/points/cash. What is churning? Churning is the practice of signing up for credit cards that offer large signup bonuses in the form of miles, points, or straight cash back for the purpose of obtaining the bonus before cancelling the card. An image of the flowchart is available here! And an HTML version of the flowchart is available here!. Jun 15, 2021 · 1. Between the three cards, you owe a total of $5,000, so you're utilizing 33% of the credit available ($5,000 ÷ $15,000 = 0. SUB + MSR = 80k + 5k (minimum depending on what you purchase) = 85k. One of the biggest examples of information the current flowchart does not take into account is the new Amex restrictions that are being applied to families of cards. 74 links pulled 12 minutes ago. Churning, in the basic sense, is the action of repeatedly signing up for the same credit card bonuses for points (or miles) in one of three categories: airfare, hotels, and cash back. DP - Week of December 07. Great for: Frequent travelers looking for a travel rewards credit card that offers the most bang for their buck. This is a flowchart originally created to answer most of the questions I see repeated week after week in the What Card weekly thread. Survival analysis is a branch of statistics that focuses on the analysis of time-to-event data, which is particularly useful for understanding and predicting customer churn. First bank financial centre = $300. Churning is a strategy employed by many rewards-savvy credit card users. Oct 28, 2023 · Quick Answer. I'd move the P/B column between columns A/B. Added Citi Premier under the cashback list. Building multimodal, integrative AI systems with Platform for Situated Intelligence. Mar 21, 2023 · Welcome to the Daily Question thread at r/churning!. Gently stir in the heavy cream and vanilla. If you’re brand new here, please read the wiki before posting. The best way to buy IHG points is to find points and cash bookings that are at a sweet spot for cpp and then cancel the booking to get the points. Just saw (via DoC) that Capital One's Premium Card went live. Expand user menu Open settings menu. M&T bank x 6 = $900. The IRS notices Bank A’s amount doesn’t tie to the tax return and there’s no EIN. If you started the quarter with a monthly recurring revenue of $60,000 and you lost. Daily Question Thread - October 21, 2023. After earning these rewards, credit churners cancel their cards before any annual maintenance fees show up. Rental car loss and damage insurance that comes with the Amex Platinum card is secondary, meaning it only covers what your primary insurance won’t cover unless you add Premium Car Rental Protection. This is the Weekly Bank Account Bonus Thread. DP - Week of December 14. r/churning A chip A close button. Background Given the importance of customers as the most valuable assets of organizations, customer retention seems to be an essential, basic requirement for any organization. (2014) and Omar et al. 2k miles less, but with the Quest card you also get $125 annual United purchase credit. Jan 25, 2023 · Daily Question Thread for /r/churningcanada - January 25, 2023. This sub was created for the explicit use of r/churning members. Just because you have a question about credit cards does NOT mean it belongs here. All the sidebar article and information is basically an abstracted version of all the DPs collected by the. That and breakage. Chase famously refuses to issue credit cards to people who have taken out more than five new cards in the past 24 months. Note that you can only received Associated bank bonuses every 24 months & cannot be an existing or have had an account with them within the past year. Pampered Chef. The subreddit has a fairly unique template for activity that is fairly distinct from. Moreover, even a small number of customers who. Credit Card Churning: How to Organize and Track your Cards Will Peterson 11. For just about any growing company in this “as-a-service” world, two of the most important metrics are customer churn and lifetime value. Daily Question Thread - October 19, 2023. $300 Travel Credit thru Capital One Travel (their new Hopper partnership) 10x back on hotels/cars (same Hopper portal) 5x back on flights (same Hopper portal) 2x miles on everything else. If your SaaS company had 1,000 customers, this means you would only lose 50. You need higher estimated spend IMO. Bookmark: /r/churning/dp. Spread across the subreddit, they contained many mysteries and secrets. Definitions of churning adjective (of a liquid) agitated vigorously; in a state of turbulence synonyms: roiled, roiling, roily, turbulent agitated physically disturbed or set in motion. From how often you can apply for a card or bank account, to how soon a bank pays out the bonus. Daily Question. Daily Question Thread - October 19, 2023. Welcome to r/churningcanada. 29 Nov 2019 Email authentication: SPF, DKIM and DMARC out in the wild. One of the biggest examples of information the current flowchart does not take into account is the new Amex restrictions that are being applied to families of cards. Daily Question Thread - March 02, 2023. Bank of America business checking = $200. $300 Travel Credit thru Capital One Travel (their new Hopper partnership) 10x back on hotels/cars (same Hopper portal) 5x back on flights (same Hopper portal) 2x miles on everything else. If a customer in a one-year or two-year contract, no matter he (she) has PapelessBilling or not, he (she) is less likely to churn. Daily Discussion Thread - October 25, 2023. Manufactured Spending Weekly Thread - Week of January 22, 2022. In general though, I have found r/churning to be more college students or folks just looking for "free" vacations and will go to strange lengths to not spend any. We are approaching the time of year when people start to ask a lot of questions about the Southwest Companion Pass, so let’s consolidate the questions in this new version of the Southwest Companion Pass Megathread. Just saw (via DoC) that Capital One's Premium Card went live. We calculate past rates or turnover in an attempt to predict future turnover rates. Otherwise, don’t call the bank! Also: The mod team is aware that there are bank. Essentially, you pay Plastiq with your card and they will cut a check to your recipient. Chase generally has a 48-month cool-down on sign-up bonuses for Sapphire cards, meaning that getting a bonus for one makes you ineligible for the other. Focus on your best customers. Additionally, this study examines the potential. For the CitiBank promotion, this required a minimum of $15,000 cash deposited and left in the account for a 60 day period. Quick Answer. You can calculate churn rate by dividing the number of customers you lost during that time period -- say a quarter -- by the number of customers you had at the beginning of that time period. After earning these rewards, credit churners cancel their cards before any annual maintenance fees show up. Usually, it involves closing cards after the bonus posts to your account and. shaking, shivering, twitching. There is a $25 monthly fee on the checking account for not having a minimum balance of $25k across all accounts, so parking funds in the money market account can avoid the fee while earning a competitive rate since the checking account's rate is near zero. Churn is an indicator of the health of your existing subscriber base. 6 quart compressor machine) Just be sure to only fill the ice cream base up the appropriate line for your specific ice cream maker. May 21, 2023 · Survival analysis is a powerful tool for churn prediction. For example, if you got 1000. A rule-based model shown on the RuleQuest website contains 19 rules, including: This implementation of. If you can find the right hotel and there's a promo it's possible to pay < 0. DP - Week of November 30. our_data is the churn_data. It will help you avoid paying excessive annual fees, remind you when your bonus period expires, and track canceled cards. We want to be advancing the Indo-Pacific. When I can't re-up on these sign-up bonus cards I'll go for Hotel based cards, but I don't prefer them. Daily Question Thread - November 19, 2023. Just because you have a question about credit cards does NOT mean it belongs here. com, says that credit card churning is "a great way to earn lots of points and miles in a short period of time. Identify your churn prediction goals. 95 activation fee, so less than 1%. 01 in value each, or $400-$500. Daily Question Thread - October 21, 2023. Welcome to MS Weekly at r/churning ! This is the open thread for discussion of all things MS. Credit Card Recommendation Flowchart: Coronavirus Edition. Well this is a 2-year update to that video. It was a task undertaken by the Devas and the Danavs to churn the Amrit (divine elixir) from the seabed to attain immortality. Chase has taken an aggressive step to combat card churning with its unofficial — but widely. Card 2: Offers 2,000 bonus airline miles when you spend $4,000 in the first 6 months of card ownership. Start by pouring 1 to 1 1/2 quarts of heavy cream into the churn. Welcome to the Daily Question thread at r/churning! This is the thread to post questions about churning for miles/points/cash. NOTE: It is very common to get "there are no applications for that SS# on file" when calling the Automated Line Status at 1-800-432-3117. . mom blackmailed porn